Ryan Cook

Independent Financial Adviser & Head of Estate Planner

+44 (0)203 031 9187

ryan.cook@humboldtfinancial.co.uk

33 Swan House, Queen St, London, EC4R 1AP (Appointment Only)

As a Financial Adviser & Head of Estate Planning at Humboldt, based in central London, Ryan specialises in supporting clients in the accumulation phase of their careers, helping them build solid, long-term financial plans. His approach to financial advice goes beyond pensions and investments; he is dedicated to understanding what matters most to each client and crafting a personalised plan that aligns with their unique goals. Ryan also guides clients through the complexities of wills and Lasting Powers of Attorney, ensuring that their assets are protected, and their wishes are honoured both during their lifetime and beyond.

When working with clients, Ryan’s priorities are clear:

Building robust, sustainable pensions that align with long-term financial objectives
Maximising tax efficiency, helping clients retain more of their hard-earned money
Creating comprehensive estate plans to protect and transfer wealth effectively
Safeguarding financial futures with tailored protection strategies
Offering innovative ideas and strategies to optimise all aspects of financial planning

Ryan’s goal is to provide clear, impartial financial advice that empowers clients to secure the future they envision. Outside of work, Ryan is a passionate sports fan. He follows his favourite team, Brentford, around the country, supporting them every week.

Diploma in Regulated Financial Planning
Society of Will Writing

Investments and Savings

Get help generating a better return on your savings, with a full range of investment options which could include equities, funds, bonds and alternative investments.

Pensions

Get help on making a plan for a comfortable retirement; whether it's starting a pension or understanding how much you should be contributing to one.

Retirement income (annuities, drawdown)

Get help understanding and evaluating annuities vs. drawdown, or discussing the other available retirement income options for you.

Pension Transfers

Get advice on transferring pensions where you do not need a specialist, for example a standard personal pension or one through your employer that is made up ONLY of regular contributions from you and your employer (this should not be a defined benefit pension)

Inheritance Planning

Get help with planning your inheritance and understanding the tax implications of an inheritance you leave, or accessing an inheritance you have received.

Insurance and Protection

Get help to understand the best level of life cover, critical illness cover and income protection for you.

Karen Meade

April 17, 2025

I found Humbolt through Unbiased and had a meeting with Imogen and Ryan where they explained various options very clearly without putting any pressure on us. Their proposals seem very sound and we are very happy to be doing business with them.

Richard Le Cocq

March 19, 2025

Working with Humboldt Financial to secure my first financial advisor was incredibly smooth and not at all intimidating experience. My advisor Ryan walked me through it all and answered all my questions to make me feel confident with my future planning in terms of pensions and savings. It’s great to know there are advisors out there who want to help people with their growing assets and who are willing to be accessible and take the fear out of the process.

Michelle Harris

March 17, 2025

I have debated using a financial advisor for a long time, Unbiased recommended Humbolt and I decided to take the plunge. Ryan and Harrison were knowledgeable and patient in taking time to understand my requirements and answering any questions I had. They have made me feel confident to decide to work with them going forward without being pushy and I feel comfortable leaving my small nest egg in their hands and watching it grow. I look forward to working with them in the future.

Liz H

February 9, 2025

Excellent service from Ryan Cook, he took time to understand my circumstances then gave a great explanation of the options available. Would highly recommend

Tania Ashton

February 9, 2025

Ryan has always been very helpful and explained things I fail to understand with great patience. I couldn’t have found a better advisor.

Sylvia Herd

February 4, 2025

Both Ryan Cook & Harrison Thomas have been very helpful, friendly, efficient & prompt & gave clear explanations. I am very happy with the service received so far.

Gabriel Hannah

December 4, 2024

My advisor is Ryan Cook, i have been very happy with the services that Humboldt provide and the help I’ve received from Ryan

Osama Ammar

September 29, 2024

I've found Ryan and the others I've been working with at Humboldt to be extremely responsive and professional. They've been able to support me and my partner sort out our personal finances at a pace. Really pleased with their honesty and clarity.

Ramases Niblick III

September 19, 2024

Knowing next to nothing about pensions or investments, these guys have helped enormously answering the most banal of questions and continue to keep me updated. Especially Ryan Cook. 100% recommended.

MsAma1989

June 11, 2024

was a very great experience with Ryan he was very helpful and patient with explaining and finding the best offers for me