

Ryan Cook
Independent Financial Adviser & Head of Estate Planner
As a Financial Adviser & Head of Estate Planning at Humboldt, based in central London, Ryan specialises in supporting clients in the accumulation phase of their careers, helping them build solid, long-term financial plans. His approach to financial advice goes beyond pensions and investments; he is dedicated to understanding what matters most to each client and crafting a personalised plan that aligns with their unique goals. Ryan also guides clients through the complexities of wills and Lasting Powers of Attorney, ensuring that their assets are protected, and their wishes are honoured both during their lifetime and beyond.
When working with clients, Ryan’s priorities are clear:
- Building robust, sustainable pensions that align with long-term financial objectives
- Maximising tax efficiency, helping clients retain more of their hard-earned money
- Creating comprehensive estate plans to protect and transfer wealth effectively
- Safeguarding financial futures with tailored protection strategies
- Offering innovative ideas and strategies to optimise all aspects of financial planning
Ryan’s goal is to provide clear, impartial financial advice that empowers clients to secure the future they envision. Outside of work, Ryan is a passionate sports fan. He follows his favourite team, Brentford, around the country, supporting them every week.
- Diploma in Regulated Financial Planning
- Society of Will Writing
Investments and Savings
Get help generating a better return on your savings, with a full range of investment options which could include equities, funds, bonds and alternative investments.
Pensions
Get help on making a plan for a comfortable retirement; whether it's starting a pension or understanding how much you should be contributing to one.
Retirement income (annuities, drawdown)
Get help understanding and evaluating annuities vs. drawdown, or discussing the other available retirement income options for you.
Pension Transfers
Get advice on transferring pensions where you do not need a specialist, for example a standard personal pension or one through your employer that is made up ONLY of regular contributions from you and your employer (this should not be a defined benefit pension)
Inheritance Planning
Get help with planning your inheritance and understanding the tax implications of an inheritance you leave, or accessing an inheritance you have received.
Insurance and Protection
Get help to understand the best level of life cover, critical illness cover and income protection for you.
Working with Humboldt Financial to secure my first financial advisor was incredibly smooth and not at all intimidating experience. My advisor Ryan walked me through it all and answered all my questions to make me feel confident with my future planning in terms of pensions and savings. It’s great to know there are advisors out there who want to help people with their growing assets and who are willing to be accessible and take the fear out of the process.
I have debated using a financial advisor for a long time, Unbiased recommended Humbolt and I decided to take the plunge. Ryan and Harrison were knowledgeable and patient in taking time to understand my requirements and answering any questions I had. They have made me feel confident to decide to work with them going forward without being pushy and I feel comfortable leaving my small nest egg in their hands and watching it grow. I look forward to working with them in the future.
Excellent service from Ryan Cook, he took time to understand my circumstances then gave a great explanation of the options available. Would highly recommend
Ryan has always been very helpful and explained things I fail to understand with great patience. I couldn’t have found a better advisor.
Both Ryan Cook & Harrison Thomas have been very helpful, friendly, efficient & prompt & gave clear explanations. I am very happy with the service received so far.
My advisor is Ryan Cook, i have been very happy with the services that Humboldt provide and the help I’ve received from Ryan
I've found Ryan and the others I've been working with at Humboldt to be extremely responsive and professional. They've been able to support me and my partner sort out our personal finances at a pace. Really pleased with their honesty and clarity.
Knowing next to nothing about pensions or investments, these guys have helped enormously answering the most banal of questions and continue to keep me updated. Especially Ryan Cook. 100% recommended.
was a very great experience with Ryan he was very helpful and patient with explaining and finding the best offers for me
Fancy a chat?
- Free 60 minute initial consultation
Contact Ryan through the link below for your free 60 minute chat. You can use this to discuss your situation and see how we can help

Independent Financial Adviser & Head of Estate Planner