Financial Advice from London’s Independent Financial Advisers

Looking for trusted Independent Financial Advisers (IFAs)? At Humboldt Financial, our experienced team offers tailored financial advice from our headquarters based in the City of London.

Pensions Planning

Pension planning is preparing for retirement by choosing suitable pension schemes, contributing regularly, and managing investments to secure a stable income, maximise tax benefits, and ensure long-term financial independence after work.

Portfolio Plannning

Portfolio Planning in finance is the strategic selection, monitoring, and adjustment of investments, like stocks, bonds, and funds to balance risk and return, align with goals, and maximise long-term financial growth.

Tax and Estate Planning

Tax and estate planning is organising finances, assets, and inheritance to minimise tax liabilities, protect wealth, ensure smooth transfer to heirs, and achieve long-term personal and family financial goals.

Clarity, Confidence, and Control for Your Financial Future.

We believe that great financial advice goes beyond just investment recommendations. Our advisers provide ongoing support, helping you stay accountable and focused on your long-term financial goals from pension planning to savings and investments. Our mission is to help you build a clear path toward the financial freedom you deserve.

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Francis Gill

Chief Executive Officer (CEO)

Areas of expertise

Retirement & Pension Planning

Portfolio Investment Planning

Tax efficiency

Investment trust

Oliver Canning

Independent Financial Adviser

Areas of expertise

Inheritance Planning

Investment Trust

Investment Bonds

Estate Planning

Jack Logan

Independent Financial Adviser

Areas of expertise

Oil & Gas

Later Life and Pension Drawdown

Retirement Planning

Pre- Retirement

Joshua Gill

Independent Financial Adviser

Areas of expertise

Insurance Specialist

Self-employed/Ltd Optimisation

Retirement & Pension Planning

Estate Planning

Ryan Cook

Independent Financial Adviser

Areas of expertise

Estate planning/ Wills & LPAs

Tax efficiency

Portfolio Investment Planning

Family Protection Planning

James Corpe

Chartered Financial Adviser

Areas of expertise

Later Life and Pension Drawdown

Pre-Retirement

Retirement Planning

Tax Efficiency

James McNally

Independent Financial Advisor

Areas of expertise

Restricted Stock Units

Pharmaceuticals

Employee Benefits

Retirement & Pension Planning

Over 200 Glowing Client Reviews

At Humboldt Financial, we simplify the process. Together, we’ll walk through each step of your financial journey, creating a personalised plan that works for you.

Bryan Thomson

Very professional and a great personal touch from Oliver. Nothing is too much trouble and it is comforting to know that I have Oliver advising me and managing my investments.

Dave Fielding

I have used Francis and the team at Humboldt to help manage my finances now for a number of years and have seen consistent growth across all my investments, pretty much always getting a higher rate of return that I see elsewhere. The charges are transparent and they achieve the right balance of giving advice vs questioning what my thoughts are on things. I would 100% recommend Humboldt.

Philip Baker

Five Star this far. I have been quite nervous about how to secure peace of mind and an income as the issue has occurred late in my retirement. I feel more comfortable now having been introduced to Jack Logan and am looking forward to a long and fruitful relationship with Jack and Humboldt Financial.

      EXCELLENT  
   Based on 240 reviews 
    
 
 
 
   
 
 
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   Wilmin 
 
 
 
 Trustindex verifies that the original source of the review is Google. Kudos to Joshua Gill and James Grant! They make a fantastic team— responsive, knowledgeable, and genuinely thoughtful throughout the entire process. They supported me every step of the way and helped me secure the best outcome for my pension arrangements. I highly recommend them to anyone looking for professional and trustworthy pension advice.
  
 
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   Tony Ford 
 
 
 
 Trustindex verifies that the original source of the review is Google. Excellent service for getting a Will sorted! Very patient and good at explaining how it all works. Thank you Prakash and Ryan for helping us.
  
 
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   Mat Bird 
 
 
 
 Trustindex verifies that the original source of the review is Google. James has been helping me with my financial planning for a couple of years now. Not only has the advice always been sound and every question answered promptly and effectively, he's a very personable guy to work with and a very good communicator of sometimes quite complex processes and concepts. Highly recommended!
  
 
      Posted on Google  
   
   Nikita Desai 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very easy to work with and a knowledgeable team!
  
 
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   Tony WantsToRent 
 
 
 
 Trustindex verifies that the original source of the review is Google. Humboldt provide excellent service as financial advisers. James has helped me consolidate all my pension pots and explain everything clearly at every step of the way. I enjoy our regular calls to keep me informed. I can relax knowing they've got my pension and ISA on track
  
 
      Posted on Google  
   
   Nathan Richards 
 
 
 
 Trustindex verifies that the original source of the review is Google. James McNally is my GOAT. Friendly, knowledgeable, everything I want from a financial adviser. He proves financial advice isn't just for when you're older. Humboldt is the financial advice for the younger generations as well as the rest
  
 
      Posted on Google  
   
   James Sherwood 
 
 
 
 Trustindex verifies that the original source of the review is Google. James, Conor and team at Humboldt have been my financial advisors for nearly a year, finding them via unbiased.co.uk. I wanted to ensure my money was being managed effectively and to consolidate various accounts. The team listened carefully to my ask and promptly designed and implemented a plan of action. They have been helpful, clear, responsive and patiently answered all my questions. I would fully recommend James and Conor to anyone seeking financial advice. Similarly their colleagues Ryan and Prakash made the will writing process smooth and hassle-free.

James
  
 
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   James Fuller 
 
 
 
 Trustindex verifies that the original source of the review is Google. Excellent services and support, with clear and yet not overbearing information provided. I needed someone who take over the heavy lifting and management of finances which Conor and James have done meticulously.
  
 
      Posted on Google  
   
   Christine McDonald 
 
 
 
 Trustindex verifies that the original source of the review is Google. Jack has been incredibly helpful with our retirement planning and has made what can be a complicated process feel straightforward and manageable. He has taken the time to understand our goals and has provided clear, professional advice every step of the way. Thanks to his guidance, we feel much more confident that we are on track to retire at the age we would like. He is knowledgeable, approachable, and a pleasure to work with. We would highly recommend Jack to anyone looking for financial planning support
  
 
  
  
 
 Showing only 5 star reviews
    Verified by Trustindex  Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

FAQ

What does a financial adviser actually do for me?

A financial adviser helps you understand your money, plan for future goals, and make clear decisions about savings, pensions, investments and protection. They translate complex rules into plain English and build a plan tailored to your situation.

Do I need a lot of money to get advice?

No. Many people seek advice when starting out with pensions, buying a home, or organising family finances. The aim is to help you make the most of what you have, not just when you already have a large amount saved or invested.

How do I know if your advice is right for me?

Your adviser will begin with a no-obligation consultation to understand your goals and explain how they work. Any recommendations are tailored to your needs, with costs explained clearly before you commit.

How much does financial advice cost?

Costs vary depending on the service, but everything will be explained upfront. Fees are transparent, agreed in advance, and often paid directly from investments or a simple fixed fee, so there are no surprises.

What should I bring to my first meeting?

It helps to have a summary of your income, outgoings, pensions, savings, and any debts or protection policies. Don’t worry if you don’t have everything to hand—the first meeting is about understanding your situation and goals.

Keeping Your Money Safe

We are committed not only to helping you grow your wealth, but also to protecting it. Financial scams and fraudulent investment schemes are becoming increasingly sophisticated, and we encourage all clients to remain vigilant.

Our Services

Our firm provides tailored financial planning and investment management services designed to help clients define and pursue their long-term financial goals. This includes:

Personal financial planning
Retirement planning and wealth accumulation strategies
Investment management and portfolio construction
Tax-efficient planning and risk management
Estate planning coordination
Employer and workplace financial solutions

We work closely with clients to develop personalised strategies aligned with their objectives, risk tolerance and individual circumstances.

Important Security Notice

We do not, under any circumstances, advise on or deal in cryptocurrencies
Humboldt Financial does not offer, recommend, or facilitate investments in cryptocurrencies or cryptocurrency-based products. Digital assets such as Bitcoin, Ethereum and other crypto tokens do not form part of our investment offering. Cryptocurrencies are not considered regulated investment products by the UK’s financial regulator, the Financial Conduct Authority (FCA). Any communication suggesting otherwise should be treated as fraudulent.
We do not hold client money
Humboldt Financial does not hold client funds and will never ask you to deposit money into an account in the name of Humboldt Financial. Any request to do so should be treated as fraudulent.
We will only contact you through official Humboldt Financial channels
All legitimate communication from us will come from a verified @humboldtfinancial.co.uk email address and through our official UK contact details.
We will never request urgent or unusual transfers of funds
We will not ask you to move money to new or unfamiliar accounts without proper verification and prior discussion.
We do not cold call or pressure clients
We do not make unsolicited calls promoting investments or apply pressure to make immediate financial decisions.

How to protect yourself from scams

Check FCA authorisation
Always verify that a firm is authorised by the Financial Conduct Authority (FCA) using the official FCA Register.
Be cautious of unexpected contact
Treat unsolicited calls, emails, or messages about investments with caution—especially those creating urgency.
Be wary of high or guaranteed returns
Investments promising unusually high or “guaranteed” returns are a common sign of fraud.
Protect your personal information
Never share sensitive financial or personal details unless you are certain of the recipient’s identity.
Verify payment details independently
Always confirm bank details using trusted contact information before transferring funds.

If you are unsure

If you receive any communication claiming to be from Humboldt Financial that you are unsure about, please do not respond or act on it. Contact us directly using our official contact details to verify its authenticity.

Reporting concerns

If you believe you have been targeted by a scam, you can report it to Action Fraud (UK) or check the FCA Warning List for known fraudulent firms.

If you would like to speak with a member of our team for reassurance or guidance, please contact us directly at Louise.bliss@humboldtfinancial.co.uk.