- info@humboldtfinancial.co.uk
- Swan House, 33 Queen St, London, EC4R 1AP
- 020 3031 9187
A financial adviser helps you make smart decisions about your money. This can include pensions, investments, savings, mortgages and planning for retirement. Their role is to explain your options in simple terms and guide you towards choices that match your goals and financial situation. In short, they help you feel more confident about your future.
Yes, many people benefit from advice even if they already have a pension. A financial adviser can check whether your pension is performing well, whether your fees are too high, and if your investments match your goals and risk level. They can also help you understand how much you need for retirement and whether you’re on track
Financial advisers are usually paid in one of three ways: a fixed fee, an hourly rate, or a percentage of the money they manage for you. Good advisers explain their fees clearly before any work begins, so you know exactly what you’re paying for. Transparency is a big part of modern financial advice.
No — financial advice is for anyone who wants to feel more in control of their money. Many clients are everyday people who want help understanding their pensions, planning for retirement, improving savings or organising their finances after a life change. You don’t need to be wealthy to benefit from professional advice.
Look for an adviser who is fully regulated by the FCA, clear about their fees, and willing to explain things in simple terms. It also helps to choose someone who understands your goals, whether that’s retirement, saving for your family, investing, or tax planning. A good adviser should make you feel comfortable, informed and confident.
The Financial Conduct Authority does not regulate will writing, taxation and trust advice and some forms of Buy to Let mortgages. If you wish to register a complaint, please email louise.bliss@humboldtfinancial.co.uk. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4567.
Humboldt Financial Limited is a FCA regulated company (reference 826457) https://register.fca.org.uk/
