UK State Pension Calculator
Estimate your new State Pension based on qualifying National Insurance years. Assumes you continue working to State Pension age (auto-adds future qualifying years). Values update in real time.
Your details
Uprating & assumptions
Notes
How we estimate: 35 qualifying NI years → full new State Pension. We add your existing NI years, any credited years, and auto-add one qualifying year for each remaining year until your selected State Pension age (since this tool assumes you continue working).
We pro-rate your entitlement by
We pro-rate your entitlement by
qualifying_years / 35, with a minimum of 0 if you have fewer than ~10 years. Weekly amounts are converted to monthly and annual. The “uprating” slider lets you explore a simple projection of what the State Pension might be at your State Pension age. These figures are illustrative only and not advice.
Results
Qualifying years @ SP age
31
% of full entitlement
89%
Annual (today’s money)
£0
Weekly (today’s money)
£0
Annual at retirement (nominal)
£0
Weekly at retirement (nominal)
£0
Monthly (today’s money)
£0
Shortfall to full years
0
Based on the new State Pension framework. Full amount typically requires 35 qualifying NI years; under ~10 years may receive nothing. Uprating slider is a simple proxy for the triple lock. This is not financial advice.
