How BPR Investments Can Still Reduce Your Inheritance Tax Bill After the 2026 Changes
business property relief How Business Relief Investments Can Still Play a Role After the 2026 Changes Business Relief, commonly referred to as Business Property Relief or BPR, remains relevant after the 6 April 2026 reforms, but its scope and the practical limits have changed. If your estate is substantial and you are considering Business Relief-qualifying […]
How Are Vested Shares Taxed in the UK? A Guide for Employees
How are vested shares taxed How Are Vested Shares Taxed in the UK? A Guide for Employees You log into your employee share account and there they are: shares that have just vested and now belong to you. That moment can feel electrifying and confusing at once; you own company equity, but do not assume […]
Should you retire in 2026? Rates, inflation and frozen thresholds
Retirement Should You Retire in 2026? Rates, Inflation and Frozen Tax Thresholds Explained You are standing on the threshold of a big life change, and the retirement question is more than a date; it is about income, tax and resilience. Right now the economic backdrop is unusual but not impossible to plan around: the Bank […]
Dividend tax is rising — what it means for GIA and business-owner clients
Dividend Dividend tax is rising – what it means for GIA and business-owner clients If you draw income from shares, either personally or through your company, the words “dividend” and “tax” have just become more important to your cashflow. From the way you time distributions to where you hold income-producing investments, decisions you make now […]
Financial advice in 2026/27: how changing interest rates, tax rules and new support options may affect your choices
financial advice 2026/27 Financial advice in 2026/27: how changing interest rates, tax rules and new support options may affect your choices Financial decisions may feel more complex in 2026/27 because several factors are moving at once: interest-rate expectations have become less predictable, some tax rules are changing, and new forms of regulated support are becoming […]
Inheritance tax planning for 2026/27: understanding frozen thresholds until 2031
inheritance tax planning 2026 Inheritance tax planning for 2026/27: understanding frozen thresholds until 2031 The standard nil-rate band remains at £325,000 per person and the Residence Nil Rate Band remains at up to £175,000 per person, both frozen until the end of the 2030 to 2031 tax year. Most unused pension funds and death benefits […]
Use it or lose it: making the most of your tax allowances in 2026 and 2027
Listen to the Overview Your browser does not support the audio element. A brief audio overview of this article. Read on for the full details below. tax allowances 2026 2027 Use it or lose it: making the most of your tax allowances 2026 2027 You have a limited set of tax allowances for 2026 and […]
Why Referring Your Financial Planner to Friends Is a Win-Win for Everyone
Refer a Friend to Humboldt Financial Finding a great financial planner—someone who understands your goals, simplifies complex topics, and helps you build long-term wealth—is a major step toward financial confidence. Once you’ve experienced these benefits, it’s only natural to want to share them with the people you care about. Referring your financial planner doesn’t just […]
A Guide to Childcare Tax Planning as a Dual Income Household
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