Francis Gill

Chief Executive Officer (CEO)

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Diploma in Regulated Financial Planning
Certificate in Mortgage Advice
LLB Law

Francis Gill

Chief Executive Officer (CEO)

      EXCELLENT  
   Based on 250 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Matthew Cotterill 
 
 
 
 Trustindex verifies that the original source of the review is Google. James McNally was extremely helpful, patient and professional throughout all my dealing with him - I would strongly recommend his services to anyone who is looking for clear and thoughtful financial advice.
  
 
      Posted on Google  
   
   Janette Burton 
 
 
 
 Trustindex verifies that the original source of the review is Google. I have only just started my financial journey with Humboldt but so far so good! Everything has been set out very clearly with friendly, reassuring advice giving me the stability I am looking for with my finances going into retirement years
  
 
      Posted on Google  
   
   Phil Hayden 
 
 
 
 Trustindex verifies that the original source of the review is Google. I’ve worked with Francis Gill at Humboldt since 2020. Francis was great in helping me look holistically at several pension schemes I had running through my career and then was able to advise me on several tax efficiency steps and as I’ve started now to draw down from my pension pot.
  
 
      Posted on Google  
   
   Andi R 
 
 
 
 Trustindex verifies that the original source of the review is Google. I was introduced to Humboldt through Unbiased and engaged them to help consolidate my pensions and provide financial advice. Throughout the process, Oliver Canning has been extremely helpful, taking the time to explain my options clearly and patiently. He has answered all of my questions in a way that I could easily understand, giving me confidence in the decisions I am making.
  
 
      Posted on Google  
   
   Rodney Mondesir 
 
 
 
 Trustindex verifies that the original source of the review is Google. I have been with Humboldt Financial for over 10 years and their services have been exemplary.  Professional,  curtiuous, knowledgeable  and efficient , everything you could ask for in a Financial services provider.
  
 
      Posted on Google  
   
   Chantal Berendsen 
 
 
 
 Trustindex verifies that the original source of the review is Google. Humboldt Financial have done an excellent job managing my pension, including explaining the various nuances, determining my risk appetite, and investing accordingly. I really appreciate the personal touch, no matter who I speak with on the team they seem to be on top of my file which smooths dealings.
  
 
      Posted on Google  
   
   Martin Whiterod 
 
 
 
 Trustindex verifies that the original source of the review is Google. Really easy and advice that was really useful, also he didn’t try to sell me anything, just good honest advice .. thanks
  
 
  
  
 
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Francis Gill is the Chief Executive Officer of Humboldt Financial and an independent financial adviser with more than 15 years of experience. He specialises in investment planning, pensions, retirement income strategies, inheritance tax planning and insurance protection, helping clients make informed decisions that support their long-term financial goals.

Francis works with a diverse range of clients, including legal professionals, banking executives and entrepreneurs, providing clear and practical advice tailored to their individual circumstances. Whether he is discussing investment opportunities, pension contributions or estate planning, his focus is always on helping clients feel confident about the future.

At Humboldt Financial, Francis believes financial planning should be straightforward, accessible and built around the things that matter most to each individual. By developing long-term relationships with clients, he helps them create tax-efficient strategies designed to protect and grow their wealth for years to come.

Away from the office, Francis enjoys exploring London’s parks with his 6 year old puppy, Lucy, travelling to new destinations and spending time reading. He also has a rather unusual talent for drawing and even writing ǝpısdn uʍop.

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Office Address

33 Queen St Pl, London EC4R 1AP

Diploma in Regulated Financial Planning
Certificate in Mortgage Advice
LLB Law

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Francis Gill

Chief Executive Officer (CEO)

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Investments and Savings

Get help generating a better return on your savings, with a full range of investment options which could include equities, funds, bonds and alternative investments.

Pensions

Get help on making a plan for a comfortable retirement; whether it’s starting a pension or understanding how much you should be contributing to one.

Retirement income

Get help understanding and evaluating annuities vs. drawdown, or discussing the other available retirement income options for you.

FAQ

From a CEO’s perspective, what do you think makes a truly great financial adviser stand out?

A truly great adviser in the UK market stands out by: – Clarity and transparency – no hiding behind technical language. The best advisers explain complex matters like pension drawdown rules, CGT allowances, or the Lifetime ISA in a way anyone can understand. – Focusing on the client’s “why” – understanding the real purpose behind the numbers, whether that’s helping children onto the property ladder or ensuring a comfortable retirement without fear of running out of money. – Blending tech with trust – using online tools for convenience, but ensuring every client feels listened to and cared for, not just “processed.” – Proactivity – staying ahead of changes to things like UK tax allowances, State Pension entitlements, or the Financial Conduct Authority’s Consumer Duty rules, and helping clients adapt in good time.

What inspired you to start (or lead) a financial services company, and how has your vision evolved over time?

When I launched Humboldt Financial, my aim was to shake up what can sometimes feel like a very traditional, even old-fashioned, corner of the UK financial advice sector. I wanted to make high-quality, regulated financial planning accessible, jargon-free, and welcoming — especially to people who might have thought advice was “only for the wealthy” or “something you do later in life.” Over time, the vision has evolved. We’ve embraced digital meetings, allowing us to serve clients across the country without losing the personal touch. We’ve combined this with a strong commitment to holistic financial planning, covering everything from pensions and ISAs to inheritance tax and protection planning. In short, we’ve modernised the experience while keeping the human connection at the heart of it.

In your opinion, what’s the most rewarding part of running a financial planning firm?

For me, the reward is twofold. First, it’s seeing clients gain peace of mind—whether that’s finally sorting out a will, putting the right life cover in place, or building a tax-efficient retirement plan. There’s nothing better than a client saying, “I can finally sleep at night knowing this is sorted.” Second, it’s about leading a team that genuinely cares. In the UK advice space, reputation is everything, and when clients take the time to say we’ve been proactive, knowledgeable, and acted in their best interests, it makes all the work worthwhile. At the end of the day, we’re not just managing money—we’re helping people across the UK make confident decisions

What's it like working with Humboldt?

Think less “stuffy boardroom,” more “team of clever, friendly problem solvers with the kettle always on.” We work collaboratively, share ideas freely, and genuinely care about doing right by our clients. There’s a proper mix of professionalism and good humour because talking about money doesn’t have to feel like a trip to the dentist.

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