Francis Gill

Chief Executive Officer (CEO)

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  • Diploma in Regulated Financial Planning
  • Certificate in Mortgage Advice
  • LLB Law
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Francis Gill

Chief Executive Officer (CEO)

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Wilmin
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Kudos to Joshua Gill and James Grant! They make a fantastic team— responsive, knowledgeable, and genuinely thoughtful throughout the entire process. They supported me every step of the way and helped me secure the best outcome for my pension arrangements. I highly recommend them to anyone looking for professional and trustworthy pension advice.
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Tony Ford
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Excellent service for getting a Will sorted! Very patient and good at explaining how it all works. Thank you Prakash and Ryan for helping us.
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Mat Bird
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James has been helping me with my financial planning for a couple of years now. Not only has the advice always been sound and every question answered promptly and effectively, he's a very personable guy to work with and a very good communicator of sometimes quite complex processes and concepts. Highly recommended!
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Nikita Desai
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Very easy to work with and a knowledgeable team!
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Tony WantsToRent
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Humboldt provide excellent service as financial advisers. James has helped me consolidate all my pension pots and explain everything clearly at every step of the way. I enjoy our regular calls to keep me informed. I can relax knowing they've got my pension and ISA on track
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Nathan Richards
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James McNally is my GOAT. Friendly, knowledgeable, everything I want from a financial adviser. He proves financial advice isn't just for when you're older. Humboldt is the financial advice for the younger generations as well as the rest
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James Sherwood
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James, Conor and team at Humboldt have been my financial advisors for nearly a year, finding them via unbiased.co.uk. I wanted to ensure my money was being managed effectively and to consolidate various accounts. The team listened carefully to my ask and promptly designed and implemented a plan of action. They have been helpful, clear, responsive and patiently answered all my questions. I would fully recommend James and Conor to anyone seeking financial advice. Similarly their colleagues Ryan and Prakash made the will writing process smooth and hassle-free. James
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James Fuller
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Excellent services and support, with clear and yet not overbearing information provided. I needed someone who take over the heavy lifting and management of finances which Conor and James have done meticulously.
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Christine McDonald
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Jack has been incredibly helpful with our retirement planning and has made what can be a complicated process feel straightforward and manageable. He has taken the time to understand our goals and has provided clear, professional advice every step of the way. Thanks to his guidance, we feel much more confident that we are on track to retire at the age we would like. He is knowledgeable, approachable, and a pleasure to work with. We would highly recommend Jack to anyone looking for financial planning support
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Francis Gill is the Chief Executive Officer of Humboldt Financial and an independent financial adviser with more than 15 years of experience. He specialises in investment planning, pensions, retirement income strategies, inheritance tax planning and insurance protection, helping clients make informed decisions that support their long-term financial goals.

Francis works with a diverse range of clients, including legal professionals, banking executives and entrepreneurs, providing clear and practical advice tailored to their individual circumstances. Whether he is discussing investment opportunities, pension contributions or estate planning, his focus is always on helping clients feel confident about the future.

At Humboldt Financial, Francis believes financial planning should be straightforward, accessible and built around the things that matter most to each individual. By developing long-term relationships with clients, he helps them create tax-efficient strategies designed to protect and grow their wealth for years to come.

Away from the office, Francis enjoys exploring London’s parks with his 6 year old puppy, Lucy, travelling to new destinations and spending time reading. He also has a rather unusual talent for drawing and even writing ǝpısdn uʍop. 

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Office Address
33 Queen St Pl, London EC4R 1AP
  • Diploma in Regulated Financial Planning
  • Certificate in Mortgage Advice
  • LLB Law

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Francis Gill

Chief Executive Officer (CEO) 

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FAQ

From a CEO’s perspective, what do you think makes a truly great financial adviser stand out?
A truly great adviser in the UK market stands out by: – Clarity and transparency – no hiding behind technical language. The best advisers explain complex matters like pension drawdown rules, CGT allowances, or the Lifetime ISA in a way anyone can understand. – Focusing on the client’s “why” – understanding the real purpose behind the numbers, whether that’s helping children onto the property ladder or ensuring a comfortable retirement without fear of running out of money. – Blending tech with trust – using online tools for convenience, but ensuring every client feels listened to and cared for, not just “processed.” – Proactivity – staying ahead of changes to things like UK tax allowances, State Pension entitlements, or the Financial Conduct Authority’s Consumer Duty rules, and helping clients adapt in good time.
When I launched Humboldt Financial, my aim was to shake up what can sometimes feel like a very traditional, even old-fashioned, corner of the UK financial advice sector. I wanted to make high-quality, regulated financial planning accessible, jargon-free, and welcoming — especially to people who might have thought advice was “only for the wealthy” or “something you do later in life.” Over time, the vision has evolved. We’ve embraced digital meetings, allowing us to serve clients across the country without losing the personal touch. We’ve combined this with a strong commitment to holistic financial planning, covering everything from pensions and ISAs to inheritance tax and protection planning. In short, we’ve modernised the experience while keeping the human connection at the heart of it.
For me, the reward is twofold. First, it’s seeing clients gain peace of mind—whether that’s finally sorting out a will, putting the right life cover in place, or building a tax-efficient retirement plan. There’s nothing better than a client saying, “I can finally sleep at night knowing this is sorted.” Second, it’s about leading a team that genuinely cares. In the UK advice space, reputation is everything, and when clients take the time to say we’ve been proactive, knowledgeable, and acted in their best interests, it makes all the work worthwhile. At the end of the day, we’re not just managing money—we’re helping people across the UK make confident decisions
Think less “stuffy boardroom,” more “team of clever, friendly problem solvers with the kettle always on.” We work collaboratively, share ideas freely, and genuinely care about doing right by our clients. There’s a proper mix of professionalism and good humour because talking about money doesn’t have to feel like a trip to the dentist.

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