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Francis Gill

Chief Executive Officer (CEO)

  • +44 (0)203 031 9187
  • francis@humboldtfinancial.co.uk
  • Swan House, 33 Queen St, London, EC4R 1AP (Appointment Only)

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  • Diploma in Regulated Financial Planning
  • Certificate in Mortgage Advice
  • LLB Law
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Francis Gill

Chief Executive Officer (CEO)

Francis Gill is the Chief Executive Officer of Humboldt Financial and an independent financial adviser with more than 15 years of experience. He specialises in investment planning, pensions, retirement income strategies, inheritance tax planning and insurance protection, helping clients make informed decisions that support their long-term financial goals.

Francis works with a diverse range of clients, including legal professionals, banking executives and entrepreneurs, providing clear and practical advice tailored to their individual circumstances. Whether he is discussing investment opportunities, pension contributions or estate planning, his focus is always on helping clients feel confident about the future.

At Humboldt Financial, Francis believes financial planning should be straightforward, accessible and built around the things that matter most to each individual. By developing long-term relationships with clients, he helps them create tax-efficient strategies designed to protect and grow their wealth for years to come.

Away from the office, Francis enjoys exploring London’s parks with his 6 year old puppy, Lucy, travelling to new destinations and spending time reading. He also has a rather unusual talent for drawing and even writing ǝpısdn uʍop. 

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Office Address
33 Queen St Pl, London EC4R 1AP
  • Diploma in Regulated Financial Planning
  • Certificate in Mortgage Advice
  • LLB Law

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  • Free 60 minute initial consultation

Contact Francis through the link below for your free 60 minute chat. You can use this to discuss your situation and see how we can help

francis gill 2
Francis Gill

Chief Executive Officer (CEO) 

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Investments and Savings

Get help generating a better return on your savings, with a full range of investment options which could include equities, funds, bonds and alternative investments.

Pensions

Get help on making a plan for a comfortable retirement; whether it’s starting a pension or understanding how much you should be contributing to one.

Retirement income

Get help understanding and evaluating annuities vs. drawdown, or discussing the other available retirement income options for you.

FAQ

From a CEO’s perspective, what do you think makes a truly great financial adviser stand out?
A truly great adviser in the UK market stands out by: – Clarity and transparency – no hiding behind technical language. The best advisers explain complex matters like pension drawdown rules, CGT allowances, or the Lifetime ISA in a way anyone can understand. – Focusing on the client’s “why” – understanding the real purpose behind the numbers, whether that’s helping children onto the property ladder or ensuring a comfortable retirement without fear of running out of money. – Blending tech with trust – using online tools for convenience, but ensuring every client feels listened to and cared for, not just “processed.” – Proactivity – staying ahead of changes to things like UK tax allowances, State Pension entitlements, or the Financial Conduct Authority’s Consumer Duty rules, and helping clients adapt in good time.
When I launched Humboldt Financial, my aim was to shake up what can sometimes feel like a very traditional, even old-fashioned, corner of the UK financial advice sector. I wanted to make high-quality, regulated financial planning accessible, jargon-free, and welcoming — especially to people who might have thought advice was “only for the wealthy” or “something you do later in life.” Over time, the vision has evolved. We’ve embraced digital meetings, allowing us to serve clients across the country without losing the personal touch. We’ve combined this with a strong commitment to holistic financial planning, covering everything from pensions and ISAs to inheritance tax and protection planning. In short, we’ve modernised the experience while keeping the human connection at the heart of it.
For me, the reward is twofold. First, it’s seeing clients gain peace of mind—whether that’s finally sorting out a will, putting the right life cover in place, or building a tax-efficient retirement plan. There’s nothing better than a client saying, “I can finally sleep at night knowing this is sorted.” Second, it’s about leading a team that genuinely cares. In the UK advice space, reputation is everything, and when clients take the time to say we’ve been proactive, knowledgeable, and acted in their best interests, it makes all the work worthwhile. At the end of the day, we’re not just managing money—we’re helping people across the UK make confident decisions
Think less “stuffy boardroom,” more “team of clever, friendly problem solvers with the kettle always on.” We work collaboratively, share ideas freely, and genuinely care about doing right by our clients. There’s a proper mix of professionalism and good humour because talking about money doesn’t have to feel like a trip to the dentist.

Connect with Francis Gill

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The Financial Conduct Authority does not regulate will writing, taxation and trust advice and some forms of Buy to Let mortgages. If you wish to register a complaint, please email louise.bliss@humboldtfinancial.co.uk. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4567.

Humboldt Financial Limited is a FCA regulated company (reference 826457) https://register.fca.org.uk/

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Please stay alert to phishing scams claiming to be from Humboldt Financial. We are aware of this scam and it has been escalated. Please do not click on any links or share any personal information. If you are ever unsure whether a message is genuine, please get in touch with us to louise.bliss@humboldtfinancial.co.uk