Heather Rafter leads the Financial Planning division at Humboldt Financial, bringing extensive experience in people management, leadership and team development across a variety of industries. With a strong focus on helping individuals and teams thrive, Heather plays a key role in supporting the delivery of high-quality, personalised financial planning services for Humboldt’s clients.
Heather believes strong teams are built by understanding and developing each individual’s strengths. Her adaptable leadership style allows her to support different learning needs, encourage professional growth and create an environment where people feel valued, motivated and empowered to achieve their best.
At Humboldt Financial, Heather is passionate about creating a collaborative culture where people and performance go hand in hand. By providing clear direction and fostering continuous improvement, she helps ensure the financial planning team delivers the highest standard of service while keeping clients at the heart of everything they do.
Outside of work, Heather enjoys spending time outdoors with her two children, travelling and reconnecting with nature. She is passionate about wellness and enjoys Pilates and yoga, as well as creative hobbies including knitting and sewing.