James is an independent financial adviser at Humboldt Financial who helps high net worth individuals, executives, professionals, and those managing significant wealth, get a clear picture of where they stand financially. Many of his clients have built successful careers and accumulated pensions, investments, and property, but have never had it all joined up into one coherent plan.
James specialises in pension consolidation and retirement income planning, tax-efficient investing, protection, and estate planning. As a whole-of-market adviser, he isn’t tied to any provider or platform, so his advice is built around what’s right for the client, not what’s easiest to sell.
Alongside his private client work, James also advises businesses on employee benefits, workplace pensions, income protection, critical illness cover and group risk, helping employers put meaningful, well-structured protection in place for their teams.
James holds the CII Level 4 Diploma in Regulated Financial Planning and has built his career across both technical and client-facing advice, giving him a rounded view of what good financial planning actually looks like.
Outside of financial planning, James is a keen cyclist with a growing interest in triathlon and plays tennis (or any racket sport).