

Francis Gill
Chief Executive Officer (CEO)
Francis Gill is the CEO of Humboldt Financial and an independent financial adviser based in central London. With over two decades of experience, he specialises in helping clients navigate the complexities of wealth management, ensuring their money works harder for them. His expertise spans investments and savings, pensions, retirement income strategies, pension transfers, inheritance planning, and insurance protection.
Francis works with a diverse client base, including legal professionals, banking executives, and entrepreneurs. Whether advising on investment opportunities or assisting with retirement planning, he provides clear, strategic guidance tailored to each client’s financial goals.
At Humboldt Financial, Francis and his team focus on delivering tax-efficient solutions, helping clients secure their financial future. He offers advice on pension contributions, annuities vs. drawdown strategies, pension transfers, and inheritance tax planning, ensuring individuals make informed decisions that maximise their wealth.
Beyond finance, Francis enjoys exploring London’s parks with his puppy, Lucy, travelling to new destinations, and indulging his passion for reading. He also has a quirky talent for drawing and even writing, ǝpısdn uʍop.
Investments and Savings
Get help generating a better return on your savings, with a full range of investment options which could include equities, funds, bonds and alternative investments.
Pensions
Get help on making a plan for a comfortable retirement; whether it's starting a pension or understanding how much you should be contributing to one.
Retirement income (annuities, drawdown)
Get help understanding and evaluating annuities vs. drawdown, or discussing the other available retirement income options for you.
Pension Transfers
Get advice on transferring pensions where you do not need a specialist, for example a standard personal pension or one through your employer that is made up ONLY of regular contributions from you and your employer (this should not be a defined benefit pension)
Inheritance Planning
Get help with planning your inheritance and understanding the tax implications of an inheritance you leave, or accessing an inheritance you have received.
Insurance and Protection
Get help to understand the best level of life cover, critical illness cover and income protection for you.
I’ve had a very good experience with Humboldt who have advised me thoughtfully and intelligently, dealing both with Francis Gill and Jack Logan. The world of finance can be intimidating but Jack always speaks in layman’s terms so I can understand more easily. Thank you!
Friendly, professional and thorough. Did everything I wanted, and more. Francis Gill knows what he's doing, and explains what he can do for you, in a manner that makes you appreciate that you are being looked after.
Financial planning with Francis is a breeze. He takes note of all my circustances and my main goals and always finds the best way to marry the two. I would highly reccomend him to anyone.
Nothing but a positive experience from Francis and the team in handling my arrangements.
I've had a fantastic period co-working with Francis and Josh, great lads!
I cannot speak highly enough of Francis at Humboldt Financial! From our very first meeting, it was clear that Francis brings a level of professionalism, expertise, and genuine care that sets him apart in the world of financial advising. Francis took the time to deeply understand my financial goals, both short and long-term. His approach was personalised, and he made sure to explain complex concepts in a way that was easy to understand and has had to do numerous times. Whether it was retirement planning, investment strategies, or budgeting for future expenses, Francis laid out clear, thoughtful strategies that aligned with my personal financial situation. What really stood out to me was his attention to detail and proactive communication. I feel incredibly confident in my financial future thanks to Francis’s guidance. More than just a financial advisor, Francis truly cares about his clients. His ability to combine technical knowledge with an empathetic, client-centered approach makes working with him a pleasure. I wholeheartedly recommend Francis to anyone looking for a dedicated and trustworthy financial advisor. If you’re seeking personalised, top-tier financial guidance, Francis at Humboldt Financial is your go-to professional!
Francis and his team are great - kind, friendly, highly-capable and very patient to explain in a simple way (and multiple times) investment options and products.
Like most people when approaching retirement I was familiar with some of the facts and ignorant to others. I was also mindful of the horror stories of scams. I went for a free interview with Pension Wise and they pointed me in the direction of Unbiased. I entered details onto their secure website and they provided several options, one of which was Humboldt Financial. They were not local but the reports looked promising and I made contact with them. My first online meeting with Oliver was in October and less than four months later I have my pension and investment all sorted. It could have happened slightly quicker but I was still cautious and that will be the case for many people just starting their pension journey. All I can say is that I was extremely fortunate to be sent Humboldt's details and in getting the financial advice from Oliver has made the experience insightful and enjoyable. If the rest of Francis' staff are as knowledgeable and supportive as Oliver then he has assembled a first rate team. Thank you.
Office Address
33 Queen St Pl, London EC4R 1AP- Diploma in Regulated Financial Planning
- Certificate in Mortgage Advice
- LLB Law
Fancy a chat?
- Free 60 minute initial consultation
Contact Francis through the link below for your free 60 minute chat. You can use this to discuss your situation and see how we can help

Chief Executive Officer (CEO)