As an Independent Financial Adviser at Humboldt Financial, my mission is to assist businesses in building comprehensive and sustainable employee benefits packages. Specialising in pensions, income protection, critical illness cover, and group death in service plans, I provide tailored solutions that offer real financial security to employees while enhancing company loyalty and retention.
I work closely with businesses, helping them create benefits structures that align with both their organisational goals and the needs of their workforce. In addition, I offer financial planning seminars to employees, empowering them with the knowledge to make informed decisions about their financial future.
With years of experience in the financial planning field, I understand the challenges and complexities businesses face in offering meaningful benefits. I simplify these complexities for both employers and employees, ensuring that the right protections are in place to safeguard their financial wellbeing. Whether you’re looking to enhance your employee benefits, navigate the intricacies of pension schemes, or provide vital protection for your team, I am here to guide you every step of the way.
Key Skills:
– Pension Scheme Consulting and Implementation
– Group Death in Service Plans
– Critical Illness and Income Protection
– Employee Benefits Strategy and Management
– Financial Education and Employee Seminars
– Risk Assessment and Management
– Corporate Financial Planning
– Expert Advice on Tailored Employee Benefits Packages
When I’m not working, you’ll find me at the gym, on the tennis court, or enjoying long walks with my dogs. If you’re looking to enhance your company’s employee benefits and help your workforce plan for a secure financial future
Investments and Savings
Get help generating a better return on your savings, with a full range of investment options which could include equities, funds, bonds and alternative investments.
Pensions
Get help on making a plan for a comfortable retirement; whether it's starting a pension or understanding how much you should be contributing to one.
Retirement income (annuities, drawdown)
Get help understanding and evaluating annuities vs. drawdown, or discussing the other available retirement income options for you.
Pension Transfers
Get advice on transferring pensions where you do not need a specialist, for example a standard personal pension or one through your employer that is made up ONLY of regular contributions from you and your employer (this should not be a defined benefit pension)
Inheritance Planning
Get help with planning your inheritance and understanding the tax implications of an inheritance you leave, or accessing an inheritance you have received.
Insurance and Protection
Get help to understand the best level of life cover, critical illness cover and income protection for you.
- BA (Hons) International Business and Management
- Level 4 Diploma in regulated Financial Planning
Fancy a chat?
- Free 60 minute initial consultation
Contact James through the link below for your free 60 minute chat. You can use this to discuss your situation and see how we can help
James McNally
Independent Financial Adviser