- info@humboldtfinancial.co.uk
- Swan House, 33 Queen St, London, EC4R 1AP
- 020 3031 9187
You want your investments planned proactively, without daily decision-making on your part. Through portfolio planning, we design and guide your portfolio according to your mandate, considering risk, tax, and costs, so your money works harder while you focus on life.
We agree your objectives, risk tolerance, and constraints at the outset. Our investment process evaluates quality, valuation, and diversification, and we provide guidance on suitable funds or direct securities. Clear governance and reporting keep us accountable, while our recommendations on rebalancing and risk controls help ensure your portfolio stays aligned with your goals as markets move.
Fees are transparent and monitored against the value we add. We provide guidance on tax wrappers, allowances, and trading to help reduce leakage. Expect regular updates, measurable objectives, and timely recommendations when risks or opportunities emerge. You set the direction; we support you in implementing your investment plan with discipline.
Humboldt Financial will design and provide guidance on a portfolio aligned to your goals, with clear reporting and disciplined risk oversight.
It’s a service where we manage investments on your behalf within an agreed mandate. You set goals and risk level, and we make day-to-day decisions for you. This saves time and reduces the risk of emotional choices. You receive regular reporting and reviews to stay fully informed.
We do not act as a DFM, but can recommend solutions where appropriate.
With discretionary, we execute changes without needing your sign-off each time. Advisory keeps you as the final decision-maker, and we can help with research and proposals. Discretionary is typically faster and more disciplined in volatile markets. The right choice depends on how hands-on you want to be.
We diversify across assets, regions, and styles, then monitor exposures against your mandate. Rebalancing and risk limits prevent the portfolio drifting too far from target. We prefer robust building blocks over unnecessary complexity. Clear rules help decisions stay rational when markets are noisy.
Costs include our management fee and underlying fund costs, shown transparently. We measure value through risk-adjusted returns, tax efficiency, and progress towards your objectives. Reporting separates market effects from manager decisions. Reviews ensure the strategy remains fit for purpose.
The Financial Conduct Authority does not regulate will writing, taxation and trust advice and some forms of Buy to Let mortgages. If you wish to register a complaint, please email louise.bliss@humboldtfinancial.co.uk. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4567.
Humboldt Financial Limited is a FCA regulated company (reference 826457) https://register.fca.org.uk/
Please stay alert to phishing scams claiming to be from Humboldt Financial. We are aware of this scam and it has been escalated. Please do not click on any links or share any personal information. If you are ever unsure whether a message is genuine, please get in touch with us to louise.bliss@
